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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,969 | $43,749-6.4% | $158,223-74.1% | $65,306-37.3% |
| Participation rate | 48.1% | 56.9%-8.7pp | 79.2%-31.1pp | 57.7%-9.5pp |
| Annual return | 11.30% | 19.41%-8.1pp | 52.09%-40.8pp | 21.94%-10.6pp |
| Employer contribution / active EE | $989 | $1,497-34.0% | $4,109-75.9% | $1,967-49.7% |
| Participant deferral / active EE | $1,739 | $2,019-13.9% | $5,467-68.2% | $2,959-41.2% |
| Admin fee / account holder | $2,091 | $1,930+8.3% | $16,047-87.0% | $3,480-39.9% |