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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,967 | $24,618+387.3% | $71,585+67.6% | $82,637+45.2% |
| Participation rate | 30.9% | 68.2%-37.3pp | 68.2%-37.3pp | 68.1%-37.2pp |
| Annual return | 14.79% | 93.17%-78.4pp | 59.26%-44.5pp | 53.51%-38.7pp |
| Employer contribution / active EE | $0 | $852-100.0% | $1,669-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,417 | $1,720-17.7% | $2,923-51.5% | $4,126-65.7% |
| Admin fee / account holder | $13,840 | $3,285+321.4% | $4,712+193.8% | $7,339+88.6% |