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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,465 | $227,291-35.6% | $214,702-31.8% | $155,188-5.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 14.72% | 60.08%-45.4pp | 54.55%-39.8pp | 148.84%-134.1pp |
| Employer contribution / active EE | $12,272 | $6,772+81.2% | $6,461+90.0% | $4,248+188.9% |
| Participant deferral / active EE | $8,185 | $9,582-14.6% | $9,147-10.5% | $6,531+25.3% |
| Admin fee / account holder | $2,864 | $20,413-86.0% | $19,830-85.6% | $14,480-80.2% |