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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,465 | $212,386-31.0% | $199,883-26.7% | $138,895+5.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 14.72% | 47.75%-33.0pp | 43.81%-29.1pp | 145.39%-130.7pp |
| Employer contribution / active EE | $12,272 | $6,625+85.3% | $6,261+96.0% | $4,194+192.6% |
| Participant deferral / active EE | $8,185 | $9,617-14.9% | $9,138-10.4% | $6,396+28.0% |
| Admin fee / account holder | $2,864 | $18,233-84.3% | $17,268-83.4% | $12,562-77.2% |