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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,232 | $174,379+91.7% | $152,093+119.8% | $138,895+140.6% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 8.28% | 74.86%-66.6pp | 66.36%-58.1pp | 145.39%-137.1pp |
| Employer contribution / active EE | $3,482 | $4,652-25.2% | $4,175-16.6% | $4,194-17.0% |
| Participant deferral / active EE | $12,607 | $6,159+104.7% | $5,451+131.3% | $6,396+97.1% |
| Admin fee / account holder | $4,410 | $16,880-73.9% | $14,497-69.6% | $12,562-64.9% |