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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,824 | $96,731-74.3% | $123,973-80.0% | $86,983-71.5% |
| Participation rate | 71.7% | 70.0%+1.6pp | 76.7%-5.0pp | 69.5%+2.1pp |
| Annual return | 13.71% | 17.33%-3.6pp | 388.13%-374.4pp | 25.83%-12.1pp |
| Employer contribution / active EE | $1,200 | $3,297-63.6% | $4,126-70.9% | $2,584-53.6% |
| Participant deferral / active EE | $2,810 | $4,152-32.3% | $5,247-46.5% | $4,194-33.0% |
| Admin fee / account holder | $1,582 | $8,722-81.9% | $11,799-86.6% | $7,856-79.9% |