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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,633 | $64,462+349.3% | $81,482+255.5% | $80,911+258.0% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 12.13% | 16.35%-4.2pp | 24.79%-12.7pp | 35.63%-23.5pp |
| Employer contribution / active EE | $11,314 | $1,979+471.8% | $2,463+359.3% | $2,756+310.5% |
| Participant deferral / active EE | $5,997 | $3,094+93.8% | $3,885+54.4% | $4,297+39.6% |
| Admin fee / account holder | $7,035 | $5,678+23.9% | $5,761+22.1% | $6,935+1.4% |