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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,472 | $106,864+192.4% | $147,318+112.1% | $82,637+278.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.22% | 27.49%-15.3pp | 70.43%-58.2pp | 53.51%-41.3pp |
| Employer contribution / active EE | $13,656 | $3,417+299.7% | $4,593+197.3% | $2,552+435.1% |
| Participant deferral / active EE | $8,265 | $6,496+27.2% | $7,906+4.5% | $4,126+100.3% |
| Admin fee / account holder | $2,852 | $8,415-66.1% | $13,708-79.2% | $7,339-61.1% |