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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,197 | $102,609+17.1% | $98,090+22.5% | $138,895-13.5% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 16.32% | 36.44%-20.1pp | 37.05%-20.7pp | 145.39%-129.1pp |
| Employer contribution / active EE | $608 | $3,867-84.3% | $3,606-83.1% | $4,194-85.5% |
| Participant deferral / active EE | $2,808 | $8,167-65.6% | $7,845-64.2% | $6,396-56.1% |
| Admin fee / account holder | $5,645 | $11,434-50.6% | $11,815-52.2% | $12,562-55.1% |