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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,197 | $100,970+19.0% | $96,576+24.5% | $137,256-12.4% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 16.32% | 38.16%-21.8pp | 38.47%-22.1pp | 220.34%-204.0pp |
| Employer contribution / active EE | $608 | $3,809-84.0% | $3,553-82.9% | $4,156-85.4% |
| Participant deferral / active EE | $2,808 | $8,286-66.1% | $7,956-64.7% | $6,407-56.2% |
| Admin fee / account holder | $5,645 | $11,312-50.1% | $11,381-50.4% | $12,270-54.0% |