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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,228 | $107,809-23.7% | $97,032-15.3% | $155,188-47.0% |
| Participation rate | 61.5% | 75.5%-13.9pp | 71.6%-10.0pp | 80.8%-19.3pp |
| Annual return | 14.20% | 38.06%-23.9pp | 35.38%-21.2pp | 148.84%-134.6pp |
| Employer contribution / active EE | $1,221 | $2,911-58.1% | $2,629-53.6% | $4,248-71.3% |
| Participant deferral / active EE | $6,457 | $5,129+25.9% | $4,672+38.2% | $6,531-1.1% |
| Admin fee / account holder | $0 | $10,717-100.0% | $9,418-100.0% | $14,480-100.0% |