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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,910 | $138,312+46.0% | $122,979+64.2% | $155,188+30.1% |
| Participation rate | 60.0% | 80.2%-20.2pp | 77.2%-17.2pp | 80.8%-20.8pp |
| Annual return | 14.22% | 22.06%-7.8pp | 20.12%-5.9pp | 148.84%-134.6pp |
| Employer contribution / active EE | $2,628 | $3,530-25.6% | $3,062-14.2% | $4,248-38.1% |
| Participant deferral / active EE | $12,176 | $5,592+117.7% | $5,003+143.4% | $6,531+86.4% |
| Admin fee / account holder | $576 | $15,089-96.2% | $12,864-95.5% | $14,480-96.0% |