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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $788,831 | $185,312+325.7% | $161,489+388.5% | $154,746+409.8% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 15.26% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,438 | $4,769-27.9% | $4,268-19.5% | $4,379-21.5% |
| Participant deferral / active EE | $11,070 | $6,350+74.3% | $5,630+96.6% | $6,730+64.5% |
| Admin fee / account holder | $69,610 | $18,654+273.2% | $16,006+334.9% | $14,365+384.6% |