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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,439 | $87,060+82.0% | $105,591+50.1% | $80,911+95.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.6%+32.4pp |
| Annual return | 14.06% | 17.05%-3.0pp | 116.43%-102.4pp | 35.63%-21.6pp |
| Employer contribution / active EE | $798 | $2,396-66.7% | $3,166-74.8% | $2,756-71.0% |
| Participant deferral / active EE | $2,623 | $3,986-34.2% | $5,008-47.6% | $4,297-39.0% |
| Admin fee / account holder | $3,835 | $8,442-54.6% | $11,024-65.2% | $6,935-44.7% |