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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,609 | $117,904+106.6% | $102,457+137.8% | $145,978+66.9% |
| Participation rate | 56.3% | 78.6%-22.4pp | 76.5%-20.2pp | 80.3%-24.0pp |
| Annual return | 20.64% | 31.80%-11.2pp | 29.41%-8.8pp | 550.52%-529.9pp |
| Employer contribution / active EE | $2,518 | $3,613-30.3% | $3,022-16.7% | $4,662-46.0% |
| Participant deferral / active EE | $8,634 | $5,733+50.6% | $5,054+70.8% | $6,690+29.1% |
| Admin fee / account holder | $86,228 | $13,329+546.9% | $9,451+812.3% | $13,400+543.5% |