See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $38,650 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 26 · EIN 43-1451524 | Advisory (Participants) | $14,376 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,035 | $85,515-47.3% | $112,040-59.8% | $67,986-33.8% |
| Participation rate | 66.3% | 68.2%-1.9pp | 76.5%-10.1pp | 57.2%+9.1pp |
| Annual return | 10.77% | 29.68%-18.9pp | 24.52%-13.7pp | 31.67%-20.9pp |
| Employer contribution / active EE | $942 | $2,191-57.0% | $2,954-68.1% | $2,019-53.3% |
| Participant deferral / active EE | $2,299 | $4,014-42.7% | $5,098-54.9% | $3,358-31.5% |
| Admin fee / account holder | $325 | $3,774-91.4% | $12,098-97.3% | $3,203-89.8% |