Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $38,650 |
Filed as: ONEDIGITAL INVESTMENT ADVISORS Service code 26 · EIN 43-1451524 | Advisory (Participants) | $14,376 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,035 | $81,334-44.6% | $113,397-60.3% | $64,097-29.7% |
| Participation rate | 66.3% | 65.6%+0.7pp | 76.5%-10.2pp | 55.2%+11.2pp |
| Annual return | 10.77% | 32.50%-21.7pp | 23.20%-12.4pp | 34.64%-23.9pp |
| Employer contribution / active EE | $942 | $2,077-54.6% | $2,977-68.3% | $1,891-50.2% |
| Participant deferral / active EE | $2,299 | $3,795-39.4% | $5,076-54.7% | $3,080-25.4% |
| Admin fee / account holder | $325 | $4,208-92.3% | $11,957-97.3% | $3,454-90.6% |