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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,406 | $101,795-83.9% | $165,100-90.1% | $80,959-79.7% |
| Participation rate | 72.4% | 71.8%+0.6pp | 78.6%-6.2pp | 67.7%+4.7pp |
| Annual return | 15.69% | 16.73%-1.0pp | 70.21%-54.5pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,760 | $2,954-40.4% | $4,348-59.5% | $2,757-36.2% |
| Participant deferral / active EE | $3,009 | $4,476-32.8% | $6,035-50.1% | $4,300-30.0% |
| Admin fee / account holder | $401 | $8,221-95.1% | $12,696-96.8% | $6,925-94.2% |