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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,931 | $29,736+57.8% | $56,033-16.2% | $80,935-42.0% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.7%+32.3pp |
| Annual return | 7.82% | 35.28%-27.5pp | 1711.38%-1703.6pp | 35.66%-27.8pp |
| Employer contribution / active EE | $3,398 | $671+406.0% | $1,041+226.4% | $2,757+23.3% |
| Participant deferral / active EE | $3,101 | $1,228+152.5% | $1,954+58.7% | $4,299-27.9% |
| Admin fee / account holder | $1,288 | $2,434-47.1% | $2,827-54.5% | $6,924-81.4% |