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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,359 | $54,679-39.0% | $76,119-56.2% | $74,459-55.2% |
| Participation rate | 28.3% | 60.3%-32.1pp | 69.1%-40.8pp | 67.2%-38.9pp |
| Annual return | 12.00% | 31.90%-19.9pp | 361.25%-349.2pp | 1369.70%-1357.7pp |
| Employer contribution / active EE | $436 | $1,781-75.5% | $2,693-83.8% | $2,626-83.4% |
| Participant deferral / active EE | $1,268 | $3,072-58.7% | $4,259-70.2% | $4,350-70.8% |
| Admin fee / account holder | $1,339 | $2,238-40.2% | $6,421-79.2% | $1,945-31.2% |