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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,955 | $96,731+96.4% | $123,973+53.2% | $86,983+118.4% |
| Participation rate | 93.3% | 70.0%+23.3pp | 76.7%+16.7pp | 69.5%+23.8pp |
| Annual return | 10.18% | 17.33%-7.1pp | 388.13%-377.9pp | 25.83%-15.7pp |
| Employer contribution / active EE | $4,517 | $3,297+37.0% | $4,126+9.5% | $2,584+74.8% |
| Participant deferral / active EE | $9,710 | $4,152+133.9% | $5,247+85.1% | $4,194+131.5% |
| Admin fee / account holder | $2,578 | $8,722-70.4% | $11,799-78.2% | $7,856-67.2% |