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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,955 | $89,259+112.8% | $107,187+77.2% | $82,637+129.9% |
| Participation rate | 93.3% | 67.9%+25.4pp | 75.0%+18.3pp | 68.1%+25.3pp |
| Annual return | 10.18% | 21.02%-10.8pp | 204.55%-194.4pp | 53.51%-43.3pp |
| Employer contribution / active EE | $4,517 | $3,080+46.6% | $3,782+19.4% | $2,552+77.0% |
| Participant deferral / active EE | $9,710 | $4,037+140.5% | $5,096+90.5% | $4,126+135.3% |
| Admin fee / account holder | $2,578 | $7,381-65.1% | $9,162-71.9% | $7,339-64.9% |