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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,343 | $132,099+81.9% | $115,599+107.9% | $138,895+73.0% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.3%+15.7pp | 79.9%+10.1pp |
| Annual return | 12.51% | 176.76%-164.3pp | 111.10%-98.6pp | 145.39%-132.9pp |
| Employer contribution / active EE | $951 | $3,416-72.2% | $2,955-67.8% | $4,194-77.3% |
| Participant deferral / active EE | $3,245 | $5,617-42.2% | $4,889-33.6% | $6,396-49.3% |
| Admin fee / account holder | $11,883 | $15,650-24.1% | $12,841-7.5% | $12,562-5.4% |