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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,606 | $136,860-46.9% | $120,344-39.7% | $154,746-53.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 13.82% | 21.38%-7.6pp | 20.30%-6.5pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,499 | $3,533-57.6% | $3,020-50.4% | $4,379-65.8% |
| Participant deferral / active EE | $1,585 | $5,793-72.6% | $5,135-69.1% | $6,730-76.4% |
| Admin fee / account holder | $4,105 | $15,393-73.3% | $12,742-67.8% | $14,365-71.4% |