Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,915 | $108,825-15.5% | $156,181-41.1% | $82,448+11.5% |
| Participation rate | 55.6% | 72.4%-16.8pp | 78.8%-23.3pp | 68.1%-12.5pp |
| Annual return | 18.01% | 20.59%-2.6pp | 64.87%-46.9pp | 41.64%-23.6pp |
| Employer contribution / active EE | $406 | $2,870-85.9% | $4,294-90.6% | $2,551-84.1% |
| Participant deferral / active EE | $2,061 | $4,577-55.0% | $6,132-66.4% | $4,139-50.2% |
| Admin fee / account holder | $402 | $9,341-95.7% | $14,586-97.2% | $7,234-94.4% |