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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,090 | $77,574-13.5% | $108,753-38.3% | $86,983-22.9% |
| Participation rate | 53.3% | 62.3%-9.0pp | 71.1%-17.8pp | 69.5%-16.2pp |
| Annual return | 12.17% | 18.42%-6.2pp | 37.47%-25.3pp | 25.83%-13.7pp |
| Employer contribution / active EE | $1,682 | $1,611+4.4% | $2,427-30.7% | $2,584-34.9% |
| Participant deferral / active EE | $3,549 | $3,128+13.4% | $4,115-13.8% | $4,194-15.4% |
| Admin fee / account holder | $12,959 | $6,529+98.5% | $10,320+25.6% | $7,856+65.0% |