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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,233 | $115,225+238.7% | $100,712+287.5% | $138,895+181.0% |
| Participation rate | 42.9% | 74.3%-31.5pp | 69.3%-26.4pp | 79.9%-37.1pp |
| Annual return | 16.18% | 40.35%-24.2pp | 33.27%-17.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $539 | $2,771-80.6% | $2,313-76.7% | $4,194-87.2% |
| Participant deferral / active EE | $6,039 | $4,699+28.5% | $4,085+47.8% | $6,396-5.6% |
| Admin fee / account holder | $175 | $10,844-98.4% | $9,256-98.1% | $12,562-98.6% |