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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,939 | $174,379-47.3% | $152,093-39.6% | $138,895-33.8% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 13.11% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.3pp |
| Employer contribution / active EE | $2,187 | $4,652-53.0% | $4,175-47.6% | $4,194-47.9% |
| Participant deferral / active EE | $7,119 | $6,159+15.6% | $5,451+30.6% | $6,396+11.3% |
| Admin fee / account holder | $1,321 | $16,880-92.2% | $14,497-90.9% | $12,562-89.5% |