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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,939 | $181,062-49.2% | $158,223-41.9% | $155,188-40.8% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 13.11% | 57.39%-44.3pp | 52.09%-39.0pp | 148.84%-135.7pp |
| Employer contribution / active EE | $2,187 | $4,565-52.1% | $4,109-46.8% | $4,248-48.5% |
| Participant deferral / active EE | $7,119 | $6,134+16.0% | $5,467+30.2% | $6,531+9.0% |
| Admin fee / account holder | $1,321 | $18,825-93.0% | $16,047-91.8% | $14,480-90.9% |