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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,068 | $108,882+75.5% | $96,754+97.5% | $154,746+23.5% |
| Participation rate | 83.3% | 75.1%+8.3pp | 70.3%+13.1pp | 80.7%+2.6pp |
| Annual return | 12.03% | 98.39%-86.4pp | 82.04%-70.0pp | 172.34%-160.3pp |
| Employer contribution / active EE | $2,161 | $3,018-28.4% | $2,679-19.3% | $4,379-50.7% |
| Participant deferral / active EE | $5,090 | $5,323-4.4% | $4,758+7.0% | $6,730-24.4% |
| Admin fee / account holder | $2,700 | $10,200-73.5% | $8,905-69.7% | $14,365-81.2% |