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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,068 | $107,809+77.2% | $97,032+96.9% | $155,188+23.1% |
| Participation rate | 83.3% | 75.5%+7.9pp | 71.6%+11.8pp | 80.8%+2.5pp |
| Annual return | 12.03% | 38.06%-26.0pp | 35.38%-23.3pp | 148.84%-136.8pp |
| Employer contribution / active EE | $2,161 | $2,911-25.8% | $2,629-17.8% | $4,248-49.1% |
| Participant deferral / active EE | $5,090 | $5,129-0.8% | $4,672+8.9% | $6,531-22.1% |
| Admin fee / account holder | $2,700 | $10,717-74.8% | $9,418-71.3% | $14,480-81.4% |