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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,199 | $110,379+8.0% | $102,412+16.4% | $145,884-18.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.91% | 24.84%-16.9pp | 24.94%-17.0pp | 551.85%-543.9pp |
| Employer contribution / active EE | $17,531 | $4,216+315.8% | $3,870+353.0% | $4,662+276.0% |
| Participant deferral / active EE | $5,947 | $5,622+5.8% | $5,060+17.5% | $6,690-11.1% |
| Admin fee / account holder | $6,170 | $9,745-36.7% | $8,388-26.4% | $13,392-53.9% |