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| Provider | Service type | Compensation |
|---|---|---|
VOYA RETIREMENT INSURANCE & ANNUITY10+ years Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $3,825 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,643 | $83,023+3.2% | $102,437-16.4% | $77,762+10.1% |
| Participation rate | 74.9% | 71.5%+3.4pp | 74.5%+0.4pp | 70.6%+4.3pp |
| Annual return | 14.95% | 19.12%-4.2pp | 24.95%-10.0pp | 31.27%-16.3pp |
| Employer contribution / active EE | $996 | $3,552-72.0% | $3,871-74.3% | $2,728-63.5% |
| Participant deferral / active EE | $5,081 | $4,110+23.6% | $5,060+0.4% | $4,651+9.3% |
| Admin fee / account holder | $13 | $639-98.0% | $8,388-99.8% | $433-97.1% |