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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,698 | $97,550-23.4% | $120,344-37.9% | $87,485-14.6% |
| Participation rate | 89.4% | 72.8%+16.5pp | 76.7%+12.7pp | 68.9%+20.4pp |
| Annual return | 11.36% | 18.41%-7.1pp | 20.30%-8.9pp | 26.06%-14.7pp |
| Employer contribution / active EE | $2,033 | $2,291-11.3% | $3,020-32.7% | $2,596-21.7% |
| Participant deferral / active EE | $3,802 | $4,230-10.1% | $5,135-26.0% | $4,274-11.0% |
| Admin fee / account holder | $17,895 | $9,543+87.5% | $12,742+40.4% | $7,775+130.2% |