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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,307,590 | $284,927+358.9% | $210,053+522.5% | $382,429+241.9% |
| Participation rate | 88.2% | 84.8%+3.4pp | 80.8%+7.5pp | 87.7%+0.5pp |
| Annual return | 12.76% | 281.55%-268.8pp | 232.76%-220.0pp | 248.85%-236.1pp |
| Employer contribution / active EE | $42,329 | $6,452+556.1% | $4,521+836.2% | $8,036+426.8% |
| Participant deferral / active EE | $3,180 | $4,567-30.4% | $4,238-25.0% | $5,727-44.5% |
| Admin fee / account holder | $5,443 | $19,753-72.4% | $16,990-68.0% | $30,732-82.3% |