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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $8,110 |
ASCENSUS LLC10+ years Filed as: RETIREMENT MANAGEMENT SERVICES, LLC Service code 49 · EIN 31-1560462 | Other Services | $4,374 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,223 | $80,674-35.3% | $119,126-56.2% | $64,340-18.8% |
| Participation rate | 66.3% | 55.2%+11.1pp | 75.8%-9.4pp | 55.2%+11.1pp |
| Annual return | 10.66% | 26.86%-16.2pp | 282.11%-271.5pp | 24.14%-13.5pp |
| Employer contribution / active EE | $2,070 | $2,564-19.3% | $4,034-48.7% | $1,862+11.2% |
| Participant deferral / active EE | $2,718 | $3,053-11.0% | $5,318-48.9% | $2,980-8.8% |
| Admin fee / account holder | $116 | $4,559-97.5% | $10,693-98.9% | $3,703-96.9% |