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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,204 | $71,215+39.3% | $93,696+5.9% | $80,935+22.6% |
| Participation rate | 85.5% | 60.4%+25.1pp | 68.7%+16.7pp | 67.7%+17.8pp |
| Annual return | 15.35% | 11.27%+4.1pp | 133.74%-118.4pp | 35.66%-20.3pp |
| Employer contribution / active EE | $1,185 | $1,565-24.3% | $2,422-51.1% | $2,757-57.0% |
| Participant deferral / active EE | $3,623 | $4,037-10.3% | $4,417-18.0% | $4,299-15.7% |
| Admin fee / account holder | $10,109 | $6,958+45.3% | $8,287+22.0% | $6,924+46.0% |