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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,946 | $76,834+24.9% | $108,359-11.5% | $87,485+9.7% |
| Participation rate | 84.5% | 61.7%+22.8pp | 70.1%+14.4pp | 68.9%+15.6pp |
| Annual return | 11.21% | 19.09%-7.9pp | 36.89%-25.7pp | 26.06%-14.8pp |
| Employer contribution / active EE | $1,196 | $1,556-23.2% | $2,399-50.2% | $2,596-53.9% |
| Participant deferral / active EE | $3,734 | $3,100+20.5% | $4,137-9.7% | $4,274-12.6% |
| Admin fee / account holder | $13,765 | $6,537+110.6% | $9,741+41.3% | $7,775+77.0% |