Retirement plan

UNITED RADIO, INC. 401(K) PLAN

Name: UNITED RADIO, INC. - UNITED RADIO, INC. 401(K) PLAN (2025) Form 5500
Creator: UNITED RADIO, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNITED RADIO, INC. 401(K) PLAN, UNITED RADIO, INC.

UNITED RADIO, INC.dba BLUESTAREIN 61-0488108Plan #001PY 2025

3345 POINT PLEASANT DRIVE - HEBRON, KY 41048859-371-4423united-grafix.comLinkedIn1-10 employeesmarketing and advertising

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed August 28, 2026

Plan administrator

Plan administrator name— Sign in and upgrade to view

3345 Point Pleasant Road

Hebron, KY 41048

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Plans declared (4)

BlueStar Nonqualified Deferred Compensation Plan I4 emp
BlueStar Nonqualified Deferred Compensation Plan II4 emp
BlueStar Nonqualified Deferred Compensation Plan III6 emp
BlueStar Nonqualified Deferred Compensation Plan IV4 emp

Total covered: 18 employees

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Total assets (EOY)

$35.4M

+13.5% from 2024

Total participants

463

+2.9% from 2024

Average account balance

$79,830

+10.2% from 2024

Annual return

14.21%

-1.65 pp from 2024

Benchmarks

See 281 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort281 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$35.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

444

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.21%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$259

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
PENSION CORPORATION OF AMERICA11+ years Service code 15 · EIN 31-1360674	Recordkeeping	$71,087
PCA INVESTMENT ADVISORY SERVICES11+ years Service code 26 · EIN 59-3766965	Advisory (Participants)	$43,807
CHARLES SCHWAB & CO., INC.11+ years Service code 59	Shareholder Servicing	$0
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB TRUST BANK Service code 52 · EIN 82-3967259	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$115K

$293 / participant

Recordkeeping$58K50.3%
Investment mgmt$44K38.1%
Other trustee fees$13K11.6%

% of EOY assets

0.324%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BARNES DENNIG
Auditor EIN: 311119890
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$79,830

$116,081-31.2%

$156,181-48.9%

$79,634+0.2%

Participation rate

95.2%

75.6%+19.6pp

78.8%+16.3pp

62.5%+32.7pp

Annual return

14.21%

15.89%-1.7pp

64.87%-50.7pp

36.46%-22.3pp

Employer contribution / active EE

$1,291

$2,828-54.4%

$4,294-69.9%

$2,529-49.0%

Participant deferral / active EE

$5,274

$4,584+15.0%

$6,132-14.0%

$3,835+37.5%

Admin fee / account holder

$259

$854-69.7%

$14,586-98.2%

$1,002-74.2%

Provider

Service type

Compensation

PENSION CORPORATION OF AMERICA11+ years

Service code 15 · EIN 31-1360674

Recordkeeping

$71,087

PCA INVESTMENT ADVISORY SERVICES11+ years

Service code 26 · EIN 59-3766965

Advisory (Participants)

$43,807

CHARLES SCHWAB & CO., INC.11+ years

Service code 59

Shareholder Servicing

CHARLES SCHWAB & CO., INC.6 years

Filed as: CHARLES SCHWAB TRUST BANK

Service code 52 · EIN 82-3967259

Indirect Investment Fees

UNITED RADIO, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (4)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNITED RADIO, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (4)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion