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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,511 | $92,798+318.7% | $96,707+301.7% | $137,256+183.1% |
| Participation rate | 88.2% | 81.6%+6.6pp | 80.4%+7.9pp | 80.0%+8.3pp |
| Annual return | 14.80% | 31.24%-16.4pp | 34.78%-20.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $8,739 | $4,147+110.7% | $4,191+108.5% | $4,156+110.3% |
| Participant deferral / active EE | $4,228 | $5,877-28.0% | $5,997-29.5% | $6,407-34.0% |
| Admin fee / account holder | $4,906 | $7,946-38.3% | $7,503-34.6% | $12,270-60.0% |