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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,649 | $138,385-36.7% | $184,243-52.4% | $80,925+8.3% |
| Participation rate | 97.6% | 83.9%+13.7pp | 86.8%+10.7pp | 67.7%+29.9pp |
| Annual return | 14.68% | 20.02%-5.3pp | 28.82%-14.1pp | 35.65%-21.0pp |
| Employer contribution / active EE | $3,135 | $4,851-35.4% | $6,427-51.2% | $2,756+13.7% |
| Participant deferral / active EE | $3,998 | $7,075-43.5% | $9,132-56.2% | $4,299-7.0% |
| Admin fee / account holder | $7,165 | $10,489-31.7% | $13,914-48.5% | $6,940+3.2% |