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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,546 | $68,097+25.6% | $62,929+35.9% | $137,256-37.7% |
| Participation rate | 46.7% | 77.4%-30.8pp | 73.1%-26.4pp | 80.0%-33.3pp |
| Annual return | 12.89% | 1859.11%-1846.2pp | 1063.93%-1051.0pp | 220.34%-207.4pp |
| Employer contribution / active EE | $909 | $2,811-67.7% | $2,505-63.7% | $4,156-78.1% |
| Participant deferral / active EE | $2,058 | $4,553-54.8% | $3,888-47.1% | $6,407-67.9% |
| Admin fee / account holder | $13,186 | $6,521+102.2% | $5,065+160.4% | $12,270+7.5% |