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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,115 | $27,243+245.5% | $52,425+79.5% | $79,634+18.2% |
| Participation rate | 2.5% | 22.4%-19.9pp | 55.6%-53.1pp | 62.5%-60.0pp |
| Annual return | 24.02% | 63.36%-39.3pp | 302.12%-278.1pp | 36.46%-12.4pp |
| Employer contribution / active EE | $502 | $319+57.4% | $914-45.0% | $2,529-80.1% |
| Participant deferral / active EE | $431 | $636-32.2% | $1,790-75.9% | $3,835-88.8% |
| Admin fee / account holder | $0 | $2,105-100.0% | $2,495-100.0% | $1,002-100.0% |