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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,737 | $181,062-20.6% | $158,223-9.2% | $155,188-7.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 3.99% | 57.39%-53.4pp | 52.09%-48.1pp | 148.84%-144.8pp |
| Employer contribution / active EE | $6,771 | $4,565+48.3% | $4,109+64.8% | $4,248+59.4% |
| Participant deferral / active EE | $7,104 | $6,134+15.8% | $5,467+29.9% | $6,531+8.8% |
| Admin fee / account holder | $186,779 | $18,825+892.2% | $16,047+1063.9% | $14,480+1189.9% |