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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,882 | $181,062+56.8% | $158,223+79.4% | $155,188+82.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 7.49% | 57.39%-49.9pp | 52.09%-44.6pp | 148.84%-141.3pp |
| Employer contribution / active EE | $7,198 | $4,565+57.7% | $4,109+75.2% | $4,248+69.5% |
| Participant deferral / active EE | $10,162 | $6,134+65.6% | $5,467+85.9% | $6,531+55.6% |
| Admin fee / account holder | $151,694 | $18,825+705.8% | $16,047+845.3% | $14,480+947.6% |