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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,180 | $71,215-60.4% | $93,696-69.9% | $80,935-65.2% |
| Participation rate | 52.3% | 60.4%-8.1pp | 68.7%-16.4pp | 67.7%-15.3pp |
| Annual return | 13.57% | 11.27%+2.3pp | 133.74%-120.2pp | 35.66%-22.1pp |
| Employer contribution / active EE | $372 | $1,565-76.2% | $2,422-84.6% | $2,757-86.5% |
| Participant deferral / active EE | $2,124 | $4,037-47.4% | $4,417-51.9% | $4,299-50.6% |
| Admin fee / account holder | $1,802 | $6,958-74.1% | $8,287-78.2% | $6,924-74.0% |