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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,236 | $110,337+125.9% | $102,383+143.4% | $145,877+70.9% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 9.24% | 24.83%-15.6pp | 24.94%-15.7pp | 551.28%-542.0pp |
| Employer contribution / active EE | $2,197 | $4,216-47.9% | $3,870-43.2% | $4,663-52.9% |
| Participant deferral / active EE | $9,711 | $5,621+72.8% | $5,060+91.9% | $6,691+45.1% |
| Admin fee / account holder | $13,508 | $9,750+38.6% | $8,391+61.0% | $13,402+0.8% |