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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,236 | $110,410+125.7% | $102,437+143.3% | $145,897+70.8% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 9.24% | 24.85%-15.6pp | 24.95%-15.7pp | 552.29%-543.0pp |
| Employer contribution / active EE | $2,197 | $4,217-47.9% | $3,871-43.2% | $4,663-52.9% |
| Participant deferral / active EE | $9,711 | $5,622+72.7% | $5,060+91.9% | $6,689+45.2% |
| Admin fee / account holder | $13,508 | $9,745+38.6% | $8,388+61.0% | $13,390+0.9% |