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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,549 | $184,014-42.6% | $161,149-34.5% | $138,895-24.0% |
| Participation rate | 81.8% | 82.1%-0.3pp | 78.8%+3.0pp | 79.9%+1.9pp |
| Annual return | 37.48% | 21.52%+16.0pp | 21.16%+16.3pp | 145.39%-107.9pp |
| Employer contribution / active EE | $7,720 | $5,055+52.7% | $4,360+77.1% | $4,194+84.1% |
| Participant deferral / active EE | $7,664 | $6,909+10.9% | $6,153+24.6% | $6,396+19.8% |
| Admin fee / account holder | $1,028 | $18,027-94.3% | $15,194-93.2% | $12,562-91.8% |