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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,810 | $166,242-52.0% | $165,071-51.7% | $145,884-45.3% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.6%+11.4pp | 80.3%+9.7pp |
| Annual return | 13.59% | 100.44%-86.9pp | 70.17%-56.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $10,218 | $5,283+93.4% | $4,347+135.0% | $4,662+119.2% |
| Participant deferral / active EE | $6,650 | $6,964-4.5% | $6,035+10.2% | $6,690-0.6% |
| Admin fee / account holder | $7,483 | $16,658-55.1% | $12,695-41.1% | $13,392-44.1% |