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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,204 | $124,425+22.3% | $112,040+35.8% | $137,256+10.9% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 18.83% | 24.72%-5.9pp | 24.52%-5.7pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,290 | $3,411-3.6% | $2,954+11.4% | $4,156-20.8% |
| Participant deferral / active EE | $13,160 | $5,718+130.1% | $5,098+158.2% | $6,407+105.4% |
| Admin fee / account holder | $3,758 | $15,207-75.3% | $12,098-68.9% | $12,270-69.4% |