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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,163 | $183,516-11.1% | $155,534+4.9% | $145,884+11.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.01% | 61.43%-39.4pp | 64.92%-42.9pp | 551.85%-529.8pp |
| Employer contribution / active EE | $17,008 | $5,315+220.0% | $4,675+263.8% | $4,662+264.8% |
| Participant deferral / active EE | $10,042 | $6,467+55.3% | $5,630+78.4% | $6,690+50.1% |
| Admin fee / account holder | $746 | $19,293-96.1% | $15,900-95.3% | $13,392-94.4% |