Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,954 | $96,731-67.0% | $123,973-74.2% | $86,983-63.3% |
| Participation rate | 53.3% | 70.0%-16.7pp | 76.7%-23.3pp | 69.5%-16.2pp |
| Annual return | 15.60% | 17.33%-1.7pp | 388.13%-372.5pp | 25.83%-10.2pp |
| Employer contribution / active EE | $527 | $3,297-84.0% | $4,126-87.2% | $2,584-79.6% |
| Participant deferral / active EE | $4,148 | $4,152-0.1% | $5,247-20.9% | $4,194-1.1% |
| Admin fee / account holder | $7,230 | $8,722-17.1% | $11,799-38.7% | $7,856-8.0% |