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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,587 | $174,379+43.7% | $152,093+64.8% | $138,895+80.4% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 3.63% | 74.86%-71.2pp | 66.36%-62.7pp | 145.39%-141.8pp |
| Employer contribution / active EE | $8,412 | $4,652+80.8% | $4,175+101.5% | $4,194+100.6% |
| Participant deferral / active EE | $9,538 | $6,159+54.9% | $5,451+75.0% | $6,396+49.1% |
| Admin fee / account holder | $1,466 | $16,880-91.3% | $14,497-89.9% | $12,562-88.3% |