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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,252 | $160,070+42.0% | $147,117+54.5% | $145,897+55.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.84% | 98.69%-82.8pp | 420.54%-404.7pp | 552.29%-536.4pp |
| Employer contribution / active EE | $2,562 | $5,285-51.5% | $4,932-48.1% | $4,663-45.1% |
| Participant deferral / active EE | $10,804 | $8,419+28.3% | $8,065+34.0% | $6,689+61.5% |
| Admin fee / account holder | $1,291 | $15,035-91.4% | $12,993-90.1% | $13,390-90.4% |