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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,820 | $82,630-14.3% | $64,105+10.5% | $125,389-43.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | -5.92% | 1489.72%-1495.6pp | 791.24%-797.2pp | 282.24%-288.2pp |
| Employer contribution / active EE | $3,106 | $2,671+16.3% | $1,820+70.7% | $4,866-36.2% |
| Participant deferral / active EE | $4,819 | $3,608+33.5% | $2,822+70.8% | $5,352-10.0% |
| Admin fee / account holder | $5,164 | $6,382-19.1% | $4,499+14.8% | $9,541-45.9% |