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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,355 | $115,931+91.8% | $185,441+19.9% | $86,983+155.6% |
| Participation rate | 84.6% | 73.6%+11.0pp | 80.3%+4.4pp | 69.5%+15.1pp |
| Annual return | 17.11% | 21.47%-4.4pp | 20.16%-3.1pp | 25.83%-8.7pp |
| Employer contribution / active EE | $7,871 | $2,937+168.0% | $4,672+68.5% | $2,584+204.5% |
| Participant deferral / active EE | $17,124 | $4,551+276.3% | $6,152+178.4% | $4,194+308.3% |
| Admin fee / account holder | $13,623 | $10,687+27.5% | $17,890-23.8% | $7,856+73.4% |