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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,355 | $110,137+101.9% | $161,149+38.0% | $82,637+169.1% |
| Participation rate | 84.6% | 72.4%+12.3pp | 78.8%+5.8pp | 68.1%+16.6pp |
| Annual return | 17.11% | 20.69%-3.6pp | 21.16%-4.0pp | 53.51%-36.4pp |
| Employer contribution / active EE | $7,871 | $2,856+175.6% | $4,360+80.5% | $2,552+208.4% |
| Participant deferral / active EE | $17,124 | $4,575+274.3% | $6,153+178.3% | $4,126+315.0% |
| Admin fee / account holder | $13,623 | $9,467+43.9% | $15,194-10.3% | $7,339+85.6% |