Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,383 | $102,595+22.2% | $94,057+33.3% | $154,746-19.0% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 5.08% | 583.42%-578.3pp | 480.62%-475.5pp | 172.34%-167.3pp |
| Employer contribution / active EE | $1,321 | $3,147-58.0% | $2,933-55.0% | $4,379-69.8% |
| Participant deferral / active EE | $5,046 | $5,118-1.4% | $4,709+7.1% | $6,730-25.0% |
| Admin fee / account holder | $2,190 | $7,736-71.7% | $7,244-69.8% | $14,365-84.8% |