Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,804 | $185,141+124.6% | $153,416+171.0% | $155,188+167.9% |
| Participation rate | 33.3% | 79.9%-46.6pp | 74.3%-41.0pp | 80.8%-47.5pp |
| Annual return | 19.23% | 18.72%+0.5pp | 17.84%+1.4pp | 148.84%-129.6pp |
| Employer contribution / active EE | $428 | $4,489-90.5% | $3,764-88.6% | $4,248-89.9% |
| Participant deferral / active EE | $6,614 | $5,477+20.8% | $4,723+40.0% | $6,531+1.3% |
| Admin fee / account holder | $6,695 | $16,005-58.2% | $13,095-48.9% | $14,480-53.8% |